Personal Finance Management


Financial Education Classes:
Workshops and One-On-One counseling sessions are offered for:

  • Car Buying Strategies
  • Thrift Savings Plan
  • Savings and Investing
  • Consumer Awareness
  • Predatory Loans / Credit Management
  • Life Cycle of Insurance
  • Home Buying
  • Budgeting
  • Debt Management
  • Banking / Checking Account Management
  • Military Pay Issues


Command Financial Specialist (CFS) Training:
The CFS is the command's principal advisor on policies and matters related to the commander's Personal Financial Management (PFM) plan. The CFS should meet the following qualifications:

  • Minimum pay grade will be E6 for enlisted; W2/01 for officers.
  • Be highly motivated and financially stable. Meet screening criteria for financial stability, as determined by examination of debt to income ratio and review of most current credit reports.
  • Demonstrate competency in public speaking/facilitator forums.
  • Be designated, in writing by the Commanding Officer as outlined in OPNAVINST 1740 series.
  • Successfully complete the CFS training course provided by an authorized Family Center using CFS Training Courseware developed by Commander, navy Installations (CNI) (N21) and Naval Education and Training Command (NETC).
  • Have at least one year remaining onboard present command at time of CFS course.
  • Participate in continuing education including, but not limited to, periodic CFS forums and CFS refresher training at least every three years.


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