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Cutting Costs

There are a number of effective ways to cut costs.

Shopping with coupons, comparing prices and buying in bulk help reduce spending.

Preparing large meals and freezing the leftovers for a later date will save money and time.

When purchasing an appliance, go for a floor model or a scratched/dented item—this will save you hundreds of dollars and the item will usually still come with a warranty. It’s best to purchase clothes during the off-season, when they are 40-70 percent below retail.

Another great way to cut costs is to unplug appliances when not in use. It is wise to compare utility companies cost and service contracts. Try carpooling with a co-worker to cut gas expenses. Eating out is very expensive, so try bringing a sandwich or soup to work at least three days a week.

Close window blinds to control heating and cooling cost.

When shopping, if you see something you like, ask the clerk if it will be going on sale soon. Oftentimes, a person will pay full price only to find out it is on sale the next week.

If you can purchase an item that is marked or dirty, you can get sometimes 20 percent off depending on the damage. Washing the spot out later will give you a brand new item purchased at a discounted price.

Always negotiate price, ask if you can get a 10 percent discount on an item you want to purchase. Ask if there are any unadvertised specials.

Use the telephone to comparison shop. Always write down the name of the person you spoke with and the quoted price. It will save on gas and stress.

If purchasing a car consider an earlier model with a warranty.

Learn to expand your wardrobe by having some basics pieces and adding accessories.

There are several online coupon websites that are free for you to print your own coupons.

Happy hunting!

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